About the Author

Jason Cutitta, CFP®, EA, is a Hawaii-based financial planner, founder of Toba Financial, and host of the Hawaii Retirement Show podcast.

With a passion for personal finance, economics, and the art of living well, Jason explores the intersection of money, time, freedom, and the human experience. His writing blends practical financial insights with personal observations, philosophical reflections, and occasionally unconventional opinions about wealth and retirement.

Through the Hawaii Retirement Blog, Jason hopes to encourage independent thinking, challenge conventional wisdom, and explore what it really means to live a rich and fulfilling life.

Money, Time, and The Art of Living

The ideas are human. The writing is AI-assisted. The judgement is entirely my own.

November 2026 | Jason Cutitta, CFP®, EA | HRB #1

Every Share Has a Past.

On selling stocks, capital gains, and the peculiar consequences of yesterday's decisions.

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